Page 140 - Social Sciences Humanities - The Ontario Curriculum Grades 9 to 12 - 2013

Grade 11, Open
C2. Housing for Specialized Markets
C3. Economic and Legal Considerations
THE ONTARIO CURRICULUM, GRADES 9–12 | Social Sciences and Humanities
By the end of this course, students will:
C2.1 describe common types of housing available in Canada for the general population (e.g., detached and semi-detached houses; row houses; townhouses; duplexes; low- and high-rise apartments, condominiums, and co-op housing; secondary suites in private houses; rooming houses; mobile homes)
C2.2 describe the function and availability of different types of housing, including social housing, for specialized markets (e.g., student residences, group homes, supportive housing, respite housing, shelters for homeless people, family shelters, halfway houses, transitional housing, nursing homes, hospices, subsidized housing for people living on a low income)
Teacher prompts: “What type of housing might be required for a person who was recently released from prison?” “What sorts of housing are available for university/college students?”
C2.3 explain the specific roles of various agencies and programs that assist people to acquire and/or maintain housing (e.g., programs of
the Canada Mortgage and Housing Corporation, including the Emergency Repair Program, Home Adaptations for Seniors’ Independence, and Residential Rehabilitation Assistance Program;
the First Nations Market Housing Fund; housing loan guarantees from the Department of Indian and Northern Affairs; Affordability and Choice Today; the Ontario Disability Support Program; Ontario Works; rent-supplement programs; non­ profit housing programs; Habitat for Humanity; community-based agencies such as the United Way, religious groups, rent bank programs, legal services to help prevent eviction)
Teacher prompts: “What programs are available in your community to assist with various hous­ ing needs?” “How might a single parent on social assistance access available housing services?” “What is the process of applying for housing assistance if your home is damaged in a storm?”
By the end of this course, students will:
C3.1 demonstrate an understanding of different models of housing ownership or tenancy in Canada and other countries (e.g., freehold, con­ dominium, or cooperative ownership; co-housing; rental of public, subsidized, or private housing; company housing; sharecropping rentals)
C3.2 identify the ongoing costs associated with various types of housing (e.g., rent; mortgage payments; condominium fees; property taxes; repairs; home or contents insurance; utility, telephone, Internet, cable expenses)
Teacher prompt: “Which housing-related expenses are discretionary and non-discretionary? How can changes in ongoing non-discretionary expenses be controlled or predicted?”
C3.3 describe the financial obligations associated with acquiring housing (e.g., first and last months’ rent, down payment, deposit, mortgage, lawyers’ and real estate agents’ fees)
Teacher prompts: “In addition to the purchase price, what are some of the financial costs asso­ ciated with buying a house or condominium?” “Under what circumstances would it be more financially viable to rent rather than purchase accommodation?”
C3.4 describe the legal obligations associated with buying and renting housing (e.g., with reference to leases, subletting, an offer to purchase, escrow, liens, closing; illegal practices such as asking for “key money”)
Teacher prompts: “What documents does the vendor have to provide when selling a house?” “What legal processes are required for some­ one buying a house?” “What legal recourse does a tenant have when a landlord is not abiding by the law?”
C3.5 describe factors to be considered in deter­ mining the affordability of accommodation (e.g., level and stability of one’s income, savings and debts, number of dependants, plans to have children, money needed for non-discretionary expenses, values and goals, interest rates)
C3.6 summarize housing-related services and regulations available in Canadian communities (e.g., garbage collection; water and sanitation; energy services; tree-planting and maintenance services; regulations relating to zoning for rental accommo­ dations or rooming houses, building codes, environ­ mental assessment; legislation such as landlord and tenant acts; property taxes)
Teacher prompts: “What services are in place in your community to support homeowners?” “What types of services are available in large cities that might not be available in small towns or rural areas?” “What legislation applies to landlords and tenants? What protections and obligations are contained in this legislation?”
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